wondersheep: (Default)
[personal profile] wondersheep
Oh, neat.

"We have concluded that we are unable to approve your [life insurance] application for coverage. Our decision is based on your weight."

They didn't even bother to pull my medical records to see that I have insanely good health, they saw a ticky box and stamped it 'denied'.

This puts crimps in my house-purchase plans, since I have to seriously consider that if something does happen to me, my parents will be stuck with a fuckload of debt.

Date: 2009-10-29 02:39 am (UTC)
From: [identity profile] lizziebennet.livejournal.com
Mortgage insurance won't help here? Have you looked at that?

Date: 2009-10-29 02:48 am (UTC)
From: [identity profile] lizziebennet.livejournal.com
Ahhh gotcha. I didn't get mortgage insurance, so I didn't really know how much it was!

Ummm. It prob depends how saleable whatever you buy is?

Date: 2009-10-29 08:46 am (UTC)
From: [identity profile] rleyser.livejournal.com
Try another life insurance company and keep trying. Someone will cover you. Hell, they are covering me despite diabetes, mental health issues, fibro and my weight.

Date: 2009-10-29 02:29 pm (UTC)
From: [identity profile] wondersheep.livejournal.com
Yeah, but these were the guys through work so it was going to be $2 for every $100k.

Date: 2009-10-29 05:38 pm (UTC)
From: [identity profile] rleyser.livejournal.com
So you pay a higher premium. It would be worth it, I think, for peace of mind.

Or do they have an appeals process?

Date: 2009-10-29 05:42 pm (UTC)
From: [identity profile] wondersheep.livejournal.com
Beh, we're having another surge in h1n1 stuff right now, all I am thinking about are masks and syringes.

Date: 2009-10-29 07:00 pm (UTC)
From: [identity profile] vampedvixen.livejournal.com
Fucking lame. Insurance companies are NOT on my good list lately. And this tips the scales. Grr..

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